Both the virtual and physical cards draw funds from your Netcoins account, but it is important to note that these are two different cards. They each have their own unique card numbers.
The virtual card exists only digitally – it is surfaced within your Netcoins account and can also be added to Google Pay. Apple Pay or Samsung Pay. This card is made available to you almost instantaneously after sign up and verification. The virtual card is great if you plan to use your card mostly for online shopping or via Google, Apple or Samsung Pay.
The physical card on the other hand, is a tangible card that is mailed to your address and provides more of a traditional credit card experience.
This card takes approximately 10 business days to be delivered. Once delivered and activated (via phone), a digital version of your physical card will be surfaced within your Netcoins account. You can also add a digital version of your physical card to Google Pay, Apple Pay or Samsung Pay.
The physical card is great if you’d like a tactile experience – have a card that you can hold and feel. This also allows you to use the card at retailers that may not accept Google/Apple/Samsung Pay, but accept Visa/Mastercard cards.